Construction Accounting. Done Right.
Stop flying blind
on your jobs.
Contractor's Ledger gives trade contractors the financial horsepower of a big firm with the personal attention of a small one — backed by a team that works inside construction every day.
Get a Free Financial Review →Big Enough to Know. Small Enough to Care.
You've probably been on one side of this before — maybe both.
The Big Firm Experience
You're paying top dollar, but your actual work gets handed off to someone two years out of school who doesn't know the difference between retainage and a receivable. You're a small account to them. You can't get anyone on the phone. And every question costs you another invoice.
The Small Bookkeeper Experience
They're nice. They're affordable. But they set your chart of accounts up like a retail shop. They've never built a WIP schedule. They don't know what your bonding company is asking for. And when things get complicated, they're in over their head.
Contractor's Ledger is the firm in between.
We brought the training and the technical chops from Big 4 accounting — the same firms that audit the largest contractors in the country. Then we paired it with hands-on, day-in-day-out experience managing the books inside a commercial general contractor. And we deliver it all with the personal service, direct access, and straight talk that trade contractors actually want.
You'll never get handed off to someone who doesn't know your business. You'll never have to explain what retainage is. And you'll never wonder if your books are actually right.
We've Been on Your Side of the Table.
We know what it's like when a GC slow-pays you for 90 days but your material suppliers want their check in 30. We know what it feels like to leave money on the table because a change order didn't get billed. We've seen what happens when a sub goes to get bonded and the surety sends the financials back covered in red ink.
That's why we built Contractor's Ledger — an accounting firm that actually understands how contractors make money, lose money, and everything in between.
We've sat in the trailer. We've reconciled the retainage. We've built the WIP schedules that get bond lines approved. And we've seen firsthand what separates the contractors who grow from the ones who stay stuck.
If you've ever thought "my accountant just doesn't get construction" — you found the right firm.
Why Contractor's Ledger?
You didn't get into the trades to fight with spreadsheets.
CPA-Founded, Construction-Built
Our firm was founded by a licensed CPA who came up through Big 4 audit and now manages accounting inside a commercial general contractor. That experience runs through everything we do.
We Know Your World
Job costing, retainage, progress billing, AIA pay apps, change orders, certified payroll, equipment depreciation, union reporting — this is our daily work, not something we had to look up.
Bonding & Banking Ready
We structure your financials the way sureties and lenders expect to see them. When the call comes to bid a bigger job, your numbers are already in shape.
Job-Level Visibility
You'll know which jobs are making money and which ones are bleeding — while there's still time to do something about it.
Direct Access, Real Answers
You'll talk to people who know your books and your business. No call centers. No junior associates Googling your question. No waiting three weeks for a callback.
Growth-Minded
We don't just record what happened. We help you see where you're going — so you can hire that next crew, buy that next piece of iron, or chase that next size of project with confidence.
What We Do
Everything a trade contractor needs under one roof.
Monthly Accounting
Bookkeeping, bank rec, AP/AR, job cost coding, monthly close and financial reporting.
Job Cost Setup & Tracking
Chart of accounts, cost codes, and WIP-ready financial structure tailored to your trade.
WIP Schedule Preparation
Percentage-of-completion reporting for bonding, banking, and surety reviews.
Contractor Payroll
Certified payroll, prevailing wage, union reporting, payroll tax compliance.
Financial Cleanup
Years behind? We'll dig you out, get you current, and keep you there.
Bonding-Ready Packages
Financial statements structured for surety review and bond line increases.
Tax Prep & Planning
Year-end close, tax-ready deliverables, and proactive strategy built for contractors.
CFO Advisory
Cash flow forecasting, job profitability analysis, equipment decisions, and growth planning.
Ready to get your books right?
We offer a free financial review — no strings, just an honest look at your current setup and what could be tightened up.
Get Your Free Review →